The Managed Portfolio Service (MPS) is provided by IBOSS Asset Management Limited, which is authorised and regulated by the Financial Conduct Authority.

The Portfolio Management Service (PMS) is provided by IBOSS Limited which is non regulated.

IBOSS Asset Management Limited and IBOSS Limited are associated by the same owner, Kingswood Group.

The contents of this website are aimed at professional financial advisers and not investors. If you are an investor please click here for more information about how to access our services.

The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and the return may be less than the amount originally invested.

Overview

The IBOSS Discretionary Managed Portfolio Service (DFM MPS) offers four ranges of model portfolios – Core, Passive, Decumulation and Sustainable. Built specifically for the financial adviser marketplace, our MPS provides practical and cost-efficient ways to outsource the management of your clients’ investments, whilst aligning them to their long-term investment goals, appetite for risk and desired investment style.

All four MPS ranges follow the same IBOSS investment philosophy that is consistent across our solutions and has been tried and tested for over 15 years.

Included within the extensive support offered by the MPS, we can also provide white labelled quarterly updates to clients on your behalf. This keeps them informed of current economic and market conditions, as well as fund changes to their portfolios.

CORE

Launched November 2018

Our core range offers a service to clients that aims to achieve long term investment goals by placing an emphasis on diversification, risk adjusted returns and defensive characteristics.

The range consists of nine actively managed risk-rated model portfolios that are constructed using circa 40 funds per portfolio. We invest across equities, bonds, property/infrastructure and cash, and use several funds within each asset class; a philosophy that’s tried and tested for over 15 years, and forms the template for our other investment ranges.

 

 

KEY FEATURES

  • Current OCFs 0.34% – 0.58%
  • Portfolio construction cap at 0.58% OCF*
  • DFM charge of 0.2%
  • Long term performance track record since 2008
  • Very strong defensive characteristics
  • Approximately 35 to 45 funds in each portfolio
  • 4% maximum holding per active fund (excluding deposit and short dated bond funds)
  • 8% maximum holding per passive fund

 


Click here to download a PDF overview


Click here to download the Core MPS Value Assessment

PASSIVE

Launched September 2019

Our passive range offers a service to clients that provides lower annual fees through its passive orientation and accommodates the more cost-conscious clients.

The range consists of nine risk-rated model portfolios and an asset allocation that is closely aligned with our Core MPS. Although constructed using cost effective passive assets, the portfolios’ fund holdings are actively managed by the IBOSS Investment Team.

 

 

 

 

KEY FEATURES

  • Current OCFs 0.12% – 0.13%
  • Portfolio construction cap at 0.14% OCF*
  • DFM charge of 0.15%
  • Primarily passive/index funds
  • Strong defensive characteristics
  • Approximately 15 to 30 funds in each portfolio
  • 8% maximum holding per passive fund

 

 

 


Click here to download a PDF overview


Click here to download the Passive MPS Value Assessment

DECUMULATION

Launched March 2020

Our decumulation range offers a service to clients that has the ability to support regular withdrawals, provide an attractive yield, and minimise sequencing risk.

The range consists of seven actively managed risk-rated model portfolios, emphasising income-producing funds, but with no overall target yield, and an asset allocation that is closely aligned with our Core MPS. This approach leads to a tilt towards dividend-paying stocks and a natural value style within the equity holdings. High levels of diversification and avoiding concentration risk in each sector are important factors within portfolio construction.

 

KEY FEATURES

  • Current OCFs 0.38% – 0.61%
  • Portfolio construction cap at 0.65% OCF*
  • DFM charge of 0.2%
  • Targets income producing funds
  • Supports regular withdrawals
  • Provides an attractive yield
  • Minimises sequencing risk
  • Strong defensive characteristics
  • Approximately 35 to 40 funds in each portfolio
  • 4% maximum holding per active fund (excluding deposit and short dated bond funds)

 


Click here to download a PDF overview


Click here to download the Decumulation MPS Value Assessment

SUSTAINABLE

Launched November 2020

Our sustainable range offers a service to clients that wish to invest in companies and organizations that commit to generating measurable social and environmental goals, alongside a financial return.

The range consists of seven actively managed risk-rated model portfolios that are constructed using funds within IBOSS’ sustainable framework criteria and an asset allocation that is closely aligned with our Core MPS. In a complex area of the market we strive to construct portfolios with a superior level of diversification.

 

 

KEY FEATURES

  • Current OCFs 0.47% – 0.67%
  • Portfolio construction cap at 0.75% OCF*
  • DFM charge of 0.25%
  • Built using funds with strong social/environmental values within IBOSS’ sustainable criteria
  • Supported by Morningstar’s rating system and other third party rating agencies
  • Strong defensive characteristics
  • Approximately 35 to 40 funds in each portfolio
  • 5% maximum holding per active fund (excluding deposit and short dated bond funds)

Click here to download a PDF overview


Click here to download the Sustainable MPS Value Assessment

*OCF caps apply to portfolios 0-6 only and are subject to the availability of preferred share classes.


Platform Availability

                                                                    

Available on Aegon ARC and Aegon Platform (previously Cofunds)


Research Tool Availability*

                                        

A copy of the EValue risk mapping report can be found on our Adviser Portal, if you do not have access to our portal please contact jack@ibossltd.co.uk for a copy of the report.

*Dynamic Planner – Core only | Defaqto Risk Ratings – Core/Sustainable only | FE MPS Directory – Core/Passive /Sustainable only | EValue – Core/Decumulation/Sustainable only


 

Ratings & Awards


We have been awarded several prestigious accolades for our DFM MPS, including the ‘Outstanding Achievement’ award from FT Adviser.

Click here to read about them all.

Click here for Defaqto’s DFM Star Rating factsheet

Defaqto 5 Diamond Rating applies to Core range only.

If you would like a copy of the full 17-page assessment report by AKG on IBOSS, please get in touch.

Download Brochures


 

Adviser versions

       


Client versions

    IBOSS Sustainble investing MPS


 

Access our due diligence information

Access performance & factsheets

Discover More…

   


Benefits to You and Your Clients

Effectively managing investments is a challenging and time-consuming task, particularly under the increasing and ever changing regulatory requirements.

Delegating investment responsibilities to us gives you more time to focus on your client relationships, as well as developing your business. Meanwhile, you have the piece of mind of knowing that your client’s investments are being closely monitored regularly on your behalf.

Our discretionary range requires no client authorisation, a factor that suits both clients and advisers alike; from retirees who may not want to complete regular paperwork or professionals who simply may not have the time.

Our quarterly white labelled client communications can be included at no additional cost and, as many advisers and planners who use the services of IBOSS have vouched for in our case studies, they often become an indispensable part of a client proposition.

We strive wherever possible to make sure our client facing material is jargon-free. This makes it easier for clients to engage with the service and we regularly receive positive feedback from them on the simplicity and clarity of our communications. The quarterly updates create a level of client involvement that makes them feel part of their investment journey. We believe this part of the service helps demonstrate the great value in the adviser-client relationship.

Read about our white labelled client communication service in more detail here.

Asset Allocation & Fund Selection

The IBOSS investment philosophy remains the same across our investment solutions. We place an emphasis on diversification, risk adjusted returns and defensive characteristics, enabled by rigorous quantitative and qualitative research.

We aim to beat the relevant benchmarks over as many periods as possible, with less than benchmark volatility and lower drawdowns, across all risk ratings.

The portfolios are built using a fixed strategic asset allocation to match the portfolio’s investment objective, the flexibility of the portfolios comes from a fund level through our tactical allocation, depending on market conditions and the appropriate risk metrics.

Read about our investment philosophy in more detail here.